Does Homeowners Insurance Pay To Replace Damaged Siding?

green vinyl siding installation

Siding is designed to be durable and long-lasting, but it can become damaged in some circumstances. A storm with strong winds, flying debris, or hail can cause siding to become dented, cracked, broken, or even to be ripped off the house completely. If your house’s siding is damaged, it can no longer protect your home from the weather and needs to be replaced as soon as possible.

When to Check Your House for Siding Damage

The damage to your siding may not be apparent right away. If your area was hit by a hail storm, you may not see dents in the siding at times of the day when the sun is high in the sky. The damage may only be visible in the early morning or late evening.

Homeowners Insurance Coverage for Siding Damage

Homeowners insurance is designed to pay to repair damage to a home caused by several types of natural occurrences that are not the fault of the homeowner. Your homeowners insurance policy should cover the cost to repair siding that has been damaged by the weather.

If only one side of your house has damaged siding, your homeowners insurance policy may pay for the cost to replace the siding on the entire house. This is because it can be difficult to match the color and material of the existing siding, especially if it is several years old. Many homeowners insurance policies contain endorsements that will pay the cost of residing an entire house, even if only one side is damaged.

Get an Estimate for New Vinyl Siding from Aladdin

If your home’s siding has been damaged by a storm, you can have it replaced with new vinyl siding. Vinyl is attractive, durable, and long-lasting. It is available in many colors and styles to match any home.

Aladdin has been installing quality vinyl siding for Connecticut homeowners for decades. We have been in business since 1949 and have earned a reputation for providing quality products and installation along with professional service. If you need to have your home’s siding replaced, contact Aladdin today to get an estimate.

Contact us today to get an estimate.

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